Pet Insurance with the Pet Health Matching Account (PHMA®)
Natural Ranch Pet Insurance Affiliate Information
Affordable Coverage. Guaranteed Benefits. Peace of Mind for Pet Owners.
At Natural Ranch Products, we know that your pets are family. That’s why we offer the Pet Health Matching Account (PHMA®)—a revolutionary pet medical savings program designed to help you manage both routine and unexpected veterinary expenses with ease.
With PHMA®, you can:
✅ Get up to $2 or more in medical matching for every $1 contributed
✅ Enjoy flexible monthly payment plans starting as low as $84/month
✅ Cover pre-existing conditions from day one
✅ Track your pet’s medical savings in real-time via a member portal and mobile app
✅ Roll over savings year-to-year and extend coverage to new pets
Why Choose PHMA® Over Traditional Pet Insurance?
Unlike standard pet insurance, PHMA® isn’t a reimbursement-based model with complicated claim processes or denied coverage. Instead, it’s a pet medical savings program that grows over time—helping you build a financial safety net for veterinary expenses.
- Guaranteed Growth: Your PHMA® balance increases every month.
- No Underwriting or Waiting Periods: Get covered in just five minutes.
- Use It When You Need It: Whether for routine checkups or emergency care, your PHMA® is there for every pet in your household.
- Flexible Contribution Plans: Choose a monthly plan that fits your budget, with target caps of up to $20,000.
How PHMA® Protects Your Pets
From preventive care to critical treatments, the PHMA® covers it all:
✔️ Wellness Exams & Vaccinations
✔️ Dental Cleanings & Procedures
✔️ Emergency Vet Visits
✔️ Surgeries & Hospitalizations
✔️ Chronic Illness & Pre-Existing Conditions
✔️ Specialist Visits & Alternative Therapies
Start Protecting Your Pets Today
With PHMA®, you’ll never have to worry about choosing between your pet’s health and your budget. Get started today and enjoy the peace of mind knowing your furry family members are covered.